Ledger AI - Virtual Cards for AI Agents

LEDGER_
  • 00. Home
  • 01. Features
  • 02. Integration
  • 03. MCP
  • 04. Pricing
  • 05. About
00.

Home

Give your AI agents secure spending power.

Instantly issue virtual cards with real-time controls and audit trails, so your AI agents can pay for services and make purchases independently while staying within your guardrails.

Trusted by
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  • BalancerBalancer
LEDGER_
•••• •••• •••• 4891
Exp
08/25
CVV
•••
Cardholder
Ops Agent-01
Balance
$12,450.00
01.

Features

Programmatic cards with real-time controls.

Instantly issue single-use or multi-use virtual cards for your agents to make online payments during checkout.

Built-in controls

Set spend limits, merchant restrictions, and usage rules in real time.

Full visibility

Every transaction is logged and auditable, giving you complete oversight without slowing agents down.

Instant Issuance
Real-Time Controls
Spend Limits
Merchant Restrictions
Audit Logs
Terminal
$ ledger mor create-transaction --amount 99.99 --customer-id cust_123

{
  "id": "txn_8f14e45f",
  "amount": 99.99,
  "tax_collected": 8.25,
  "net_revenue": 91.74,
  "compliance": {
    "sales_tax": "collected",
    "vat_registered": true,
    "jurisdiction": "US-CA"
  },
  "status": "processed"
}
03.

Ledger SDK

Integrate in minutes, not days.

We support JavaScript/TypeScript, Python, and Go, with adapters for Next.js, Node.js, and FastAPI. All SDKs are typed, handle auth and retries, and stay in sync with our API.

Start with the quickstart to get your first wallet or card live in minutes, or dive into the full API reference for detailed endpoints, parameters, and usage examples.

Terminal
$ npm i @ledgerai/sdk

+ @ledgerai/sdk@0.12.0
added 23 packages, and audited 23 packages in 1s

3 packages are looking for funding
  run `npm fund` for details

found 0 vulnerabilities
04.

MCP

Ledger MCP Server

Ledger's Model Context Protocol (MCP) lets AI agents directly manage their financial tools through a standardized interface. Using MCP, agents can create wallets, issue virtual cards, set spend controls, freeze or delete cards, and review balances and transaction histories — all in a secure, machine-readable format.

MCP works across all Ledger products, so your agents can reason about funds, take action instantly, and stay within the guardrails you define.

AI Agent Financial Tools
Create Wallets
Issue Cards
Set Limits
View Balances
Terminal
import { MCPClient, Tool } from '@modelcontextprotocol/sdk';
import { LedgerAPI } from '@ledger/mcp-server';

const mcpClient = new MCPClient('ledger://financial-tools');

const CreateCardTool = new Tool({
  name: 'create_virtual_card',
  description: 'Issue a new virtual card for agent payments'
});

await mcpClient.callTool('create_virtual_card', {
  limit: 500.00,
  merchant_category: 'software',
  single_use: true
});
05.

Pricing

Fair and transparent usage-based pricing.

Simple, transparent pricing that scales with your agents. Start free, pay only for real usage as you grow.

Starter
$0/mo
For evaluation and small internal agents
Up to 2 virtual cards
Monthly spend cap $3,000
Basic policy controls
Email support
Growth
Most popular
$99/mo
Scales with your usage
Unlimited virtual cards
Advanced per-merchant/category controls
Real-time webhooks & audit trail
Priority email support
Enterprise
Custom
Tailored limits, controls and SLAs
Dedicated underwriting & higher limits
SSO/SAML, exports & compliance tooling
Custom risk and policy engines
SLA & white‑glove onboarding
Transaction volume estimate
Illustrative
Transactions/month: 500Est. usage cost (Growth): $10.00
06.

About

Building the financial OS for the agent economy.

AI agents will soon handle billions of transactions. They will need to pay suppliers, purchase services, and manage expenses across countless workflows. The current financial system was not designed for this future.

We believe commerce should be as autonomous as the agents driving it. Imagine a world where AI can transact seamlessly on any platform, pay for any service, and run complex financial workflows without human intervention. A world where agents are deployed with full confidence, knowing every transaction is tracked, every policy is enforced, and every dollar is accounted for.

Open roles

Software Engineer

San Francisco

Infrastructure Engineer

San Francisco

Apply now.